Blog Filler
Ezra 1
This is the beginning of the return of the Isrealites to Judah from Babylon after Nebuchadnezzar conquered Judah for the 3rd time and carried the Isrealites off as captives. Cyrus, King of Persia decided to rebuild the temple of Jerusalem after God moved his heart. He proclaimed and put into writing that he would rebuilt the temple and all Isrealites are welcome to go and build the temple.

There's still snow, but much warmer but still cold and a little windy.
:P

Here's a little financial tip for the day (especially for new grads):
If you've graduated from a post-secondary education with student loan baggage, it would be wise to either reduce or eliminate that debt as soon as possible. Contrary to popular beliefs about the 6 months grace period for student loan repayments; yes you have up to six months of not having to pay back your student loans, however, interests begin accumulating the DAY YOU GRADUATED! So you get a very nice surprise six months after graduation. Should you be so fortunate as to receive some graduation gift of substantial monetary value from family member(s) or relatives, logical thinking would suggest that you use the resale value of that gift to pay towards your loan(s). This will significantly reduce the sum of the interest payment. If the gift has a lease value, you can use the rental income to payoff the interest accrued.

Thoughts of using bankruptcy as a way out of your debts is very, very DUMB! It's harder to declare bankruptcy these days and you will be under much scrutiny by the bankruptcy act. Your credit rating goes down the toilet and you can't have much of any lifestyle for the next few years. Any income that you may attain, a portion will be garnished towards your debt. It's best to sell off those gift(s) and payoff your debt(s) as soon as possible. You can always attain those trinkets later!

Topic for next week:
Do you squat or kneel when you take aim?
;P

Hmm... it's still cold outside and there's still snow on the ground.